This article examines the intersection of gender inequality and financial inclusion in South Africa, focusing on drawing lessons from India’s experience. Despite progress in financial inclusion initiatives in South Africa, ...
This article examines the issue of progressive realisation of the Basic Income
Grant (‘BIG’) in South Africa. The article locates the BIG within the broader
framework of the specific provisions of the Constitution of the ...
This paper seeks to share some insights on the regulatory aspects of the
promotion of financial education and financial inclusion to enhance
consumer protection in South Africa. In recent years, policymakers in
different ...
Ncube, Princess Thembelihle; Kabwe, Ruddy(University of Pretoria, 2023)
Cryptocurrencies have become an increasingly popular means of
conducting financial transactions globally, and South African banking
institutions have not been immune to this trend. However, the
pseudonymous nature of ...
In South Africa, the status of being an unrehabilitated insolvent has many effects and one of them is the disqualification from being a member of parliament (MP). This article considers the constitutional disqualification ...
A recent case offers an opportunity to consider two types of impeachable
dispositions in insolvency law. One is the transfer of a trader’s business
under section 34(1) of the Insolvency Act, and the other is the ...
Boterere, Shammah God'swill; Boraine, A. (Andre), 1957-(Sweet and Maxwell, 2023-12)
An investigation into the debt relief measures available to consumer debtors in Zimbabwe reveals that the former and now repealed insolvency statutes did not cater for debtors with smaller estates such as No-Income-No Asset ...
Nyaude, Ashley Batsirai; Van Heerden, C.M. (Corlia)(Wiley, 2024)
In this contribution, the authors explore recent developments in South Africa's approach to bank resolution, assessing compliance of its new regime with the Financial Stability Board's Key Attributes of Effective Resolution ...
This dissertation will explore the constitutional validity of premium discrimination within the life insurance industry and examine whether premium discrimination can be legally and ethically justified.
Premium discrimination ...
Selolo, Matlou Phineas(University of Pretoria, 2023)
The National Credit Act 34 of 2005 (“NCA”), the legislative enactment regulating the credit industry, provides debt relief mechanisms (in addition to the other laws, (Insolvency Act-sequestrations and Magistrates’ Courts ...
The rise in Cybercrimes in South African banks continues to increase. The borderless nature of Cybercrime and its rapid evolution continues to be a problem for law enforcement agencies such as the South African Police ...
The National Credit Act 34 of 2005 (“NCA”), the Act currently regulating the consumer credit industry in South Africa, enjoys a wide field of application. The reason for this is that, in addition to the fact that the NCA ...
The South African labour force is undeniably complex and not easy to deal with. Issues
such as historical injustices and inequality are still prevalent in many South African
communities. The same is true in the various ...
The trustee or liquidator of the insolvent estate is tasked to take effective control of the insolvent estate. There are various asset tracing- and recovery mechanisms at the trustee's disposal, which are ultimately to be ...
The South African insolvency system remains pro-creditor regardless of the implications which were caused by COVID-19. Sequestration as dealt with in terms of the Insolvency Act 24 of 1936 is still the only procedure that ...
The purpose of the dissertation was to investigate one of the National Credit Act’s (34 of 2005, “NCA”) early termination rights, the right to surrender the goods in terms of section 127. This right is afforded to the ...
This dissertation considers the framework for dealing with failing banks , by focusing mainly and specifically on the use of a bridge bank tool as a resolution tool