The effect of garnishee orders on the personnel of the Department of Health, South Africa

Abstract

Employees are confronted with garnishee orders on a daily basis. This article presents the findings of a qualitative study designed to explore the effect of garnishee orders on personnel. The results indicated that employees viewed internal and external factors as the reason for their financial difficulties and felt trapped by overindebtedness. This resulted in psychosocial and occupational maladjustments. The study also revealed that the participants’ thought they would benefit from regular guidance and training in personal financial management.