Consumer debt relief in South Africa : lessons from America and England : and suggestions for the way forward

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dc.contributor.author Roestoff, Melanie
dc.contributor.author Coetzee, Hermie
dc.date.accessioned 2012-11-15T06:10:12Z
dc.date.available 2012-12-31T00:20:04Z
dc.date.issued 2012
dc.description This article is based on the paper delivered by the authors at a conference entitled ‘Consumer Finance Post-Apartheid: The South African Experience’ presented by the University of Connecticut School of Law, Hartford, Connecticut, USA, on 20 November 2009. en_US
dc.description.abstract In Ex parte Ford and Two Similar Cases the Court, in response to the argument advanced on behalf of the applicants that they had a 'constitutional right' to the acceptance of the surrender of their estates, confirmed that the primary object of the South African Insolvency Act is to benefit creditors and not to grant debt relief to harassed debtors. The Court also pointed out that there is a consonance between the objects of the relevant provisions of the National Credit Act and the Insolvency Act, namely, 'not to deprive creditors of their claims but merely to regulate the manner and extent of their payment'. en_US
dc.description.uri http://www.jutalaw.co.za/catalogue/itemdisplay.jsp?item_id=3602 en_US
dc.identifier.citation Roestoff, M & Coetzee, H 2012, Consumer debt relief in South Africa : lessons from America and England : and suggestions for the way forward', SA Mercantile Law Journal / SA Tydskrif vir Handelsreg, vol. 24, pp. 53–76. en_US
dc.identifier.issn 1015-0099
dc.identifier.uri http://hdl.handle.net/2263/20395
dc.language.iso en en_US
dc.publisher Juta Law en_US
dc.rights © 2012. All rights reserved en_US
dc.subject Consumer debt relief en_US
dc.subject South Africa en_US
dc.title Consumer debt relief in South Africa : lessons from America and England : and suggestions for the way forward en_US
dc.type Article en_US


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