Matemane, ReonMachokoto, MichaelLemma, Tesfaye T.Majoni, Akios2025-05-262025-06Matemane, R., Machokoto, M., Lemma, T.T. et al. 2025, 'Women, men, and money : a gendered analysis of financial resilience', Economics Letters, vol. 253, art. 112352, pp. 1-5, doi : 10.1016/j.econlet.2025.112352.0165-1765 (print)1873-7374 (online)10.1016/j.econlet.2025.112352http://hdl.handle.net/2263/102503DATA AVAILABILITY : Data will be made available upon reasonable request.Leveraging data from the 2021–2022 Global Findex surveys encompassing 134 countries, we find evidence suggesting that women face greater difficulty mobilizing emergency funds within 7 and 30 days. This gender gap is more pronounced in emerging markets, bank-based financial systems, and civil law countries, highlighting the need for context-sensitive policy interventions to address institutional constraints and strengthen women’s financial resilience.en© 2025 Elsevier B.V. All rights are reserved, including those for text and data mining, AI training, and similar technologies. Notice : this is the author’s version of a work that was accepted for publication in Economics Letters. Changes resulting from the publishing process, such as peer review, editing, corrections, structural formatting, and other quality control mechanisms may not be reflected in this document. A definitive version was subsequently published in Economics Letters, vol. 253, art. 112352, pp. 1-5, 2025, doi : 10.1016/j.econlet.2025.112352.Gender gapEmergency fundsLegal originsEmerging marketsPostprint Article