Murray, Montagu2010-03-112010-03-112005Murray, M 2005, 'Lewenspeil, verlossing van sonde en MIV en VIGS in Suider-Afrika: Gedagtes uit die Gereformeerde tradisie : Standard of living, forgiveness of sins and HIV/aids in Southern Africa: Notions from the Reformed tradition', HTS Teologiese Studies/ Theological Studies, vol. 61, no. 4, pp. 1299-1320.[http://www.hts.org.za/index.php/HTS/issue/archive]0259-9422 (print)http://hdl.handle.net/2263/13395Spine cut of Journal binding and pages scanned on flatbed EPSON Expression 10000 XL; 400dpi; text/lineart - black and white - stored to Tiff Derivation: Abbyy Fine Reader v.9 work with PNG-format (black and white); Photoshop CS3; Adobe Acrobat v.9 Web display format PDFThe article reflects on the relation between standard of living and forgiveness of sins by examining a few significant perspectives from the Reformed tradition. The contemplation results in the invention of a B&S-SCHEME (beggar-and-sinner scheme) recommended by the author as an aid to a more nuanced reflection on theological propositions concerning the relationship between standard of living and the forgiveness of sins. In conclusion, theological propositions on the relationship between a person or group’s HIV-status and guilt and/or innocence before God are examined as an illustration of the application possibility of the B&S-SCHEME.AfrikaansReformed Theological College, Faculty of Theology, University of PretoriaReformed traditionSin -- ChristianityForgiveness of sinCost and standard of living -- Africa, SouthernAIDS (Disease) -- Africa, SouthernHIV-positive persons -- Africa, SouthernArticle