Zimper, Alexander2017-05-102016-10Zimper, A 2016, 'Banks versus markets. A response to Kucinskas', Economics Letters, vol. 147, pp. 147-176.0165-1765 (print)1873-7374 (online)10.1016/j.econlet.2016.05.011http://hdl.handle.net/2263/60302No abstract available.en© 2016 Elsevier B.V. All rights reserved. Notice : this is the author’s version of a work that was accepted for publication in Economics Letters. Changes resulting from the publishing process, such as peer review, editing, corrections, structural formatting, and other quality control mechanisms may not be reflected in this document. A definitive version was subsequently published in Economics Letters, vol. 147, pp. 174-176, 2016. doi : 10.1016/j.econlet.2016.05.011.Demand deposit contractsAsset marketsBanks versus markets. A response to KucinskasPostprint Article