Renke, Stefan2023-02-142023-02-142022-04-012022*https://repository.up.ac.za/handle/2263/89507Mini Dissertation (LLM (Mercantile Law))--University of Pretoria, 2022.My dissertation concerns the transformation objectives of the piece of legislation regulating the South African credit industry at present, the National Credit Act 34 of 2005 which, together with enactments such as the Consumer Protection Act 68 of 2008 forms part of a raft of post-Constitution legislation aimed at the protection of consumers and making financial services, including credit, more accessible to the broader South African population, particularly lower-income earners and previously disadvantaged persons.© 2022 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria.UCTDMini Dissertationu21684732