Grove, N.J.2025-02-072025-02-072025-042024-10*A2025http://hdl.handle.net/2263/100622Mini Dissertation (LLM (Insurance Law and Governance))--University of Pretoria, 2024.This study examines the transition from business interruption insurance to livelihood protection in the context of the COVID-19 pandemic. The research explores the origins and global effects of the pandemic, emphasising its profound influence on the insurance industry. Focus areas include the extensions for contagious and infectious diseases, denial of access, and acts of authorities. The study also explores additional general liability, travel, cyber, and director’s and officer’s liability insurance policies. Through a comprehensive analysis, the report accentuates the necessity for adaptive insurance solutions to safeguard businesses and livelihoods against unprecedented disruptions.en© 2023 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria.UCTDSustainable Development Goals (SDGs)COVID-19 pandemicInsurance industryClaims managementUnderwritingRisk managementBusiness interruption insuranceLivelihood protection insuranceParametric insuranceSouth AfricaRegulatory frameworkMini Dissertationu13279158https://doi.org/10.25403/UPresearchdata.28368146