Treating customers fairly : Group Life Insurance in South African Law

dc.contributor.advisorGrove, N.J.
dc.contributor.emailu17137676@tuks.co.zaen_US
dc.contributor.postgraduateJohnson, Crystal Mary
dc.date.accessioned2025-02-07T10:26:47Z
dc.date.available2025-02-07T10:26:47Z
dc.date.created2025
dc.date.issued2024-10
dc.descriptionDissertation (LLM (Insurance Law and Governance))--University of Pretoria, 2024.en_US
dc.description.abstractThis dissertation explores how employees in South Africa who have group life insurance schemes are protected by the law. Unlike individual life insurance, where the insured person is the policyholder, group life insurance involves a contract between the employer and the insurer, with employees as the beneficiaries. This unique arrangement often leaves employees, who are the most vulnerable party, inadequately protected under existing laws. Having seen firsthand the complexities of insurance contracts and the potential gaps in employee coverage, I was motivated to explore how South Africa’s fragmented insurance regulations impact the fairness and security of group life policies. The current legal landscape in South Africa is assessed, focusing on whether the regulatory measures in place offer sufficient safeguards for employees. I also compare South African laws with those in Canada, which has made significant strides toward prioritizing consumer protection and fairness, especially in the realm of group life insurance. The research addresses three key questions: the benefits of group life insurance, the regulatory protections in South Africa, and how Canadian legal frameworks might inform potential improvements in South African law.en_US
dc.description.availabilityUnrestricteden_US
dc.description.degreeLLM (Insurance Law and Governance)en_US
dc.description.departmentMercantile Lawen_US
dc.description.facultyFaculty of Lawsen_US
dc.description.sdgSDG-08: Decent work and economic growthen_US
dc.identifier.citation*en_US
dc.identifier.doihttps://doi.org/10.25403/UPresearchdata.28016051en_US
dc.identifier.otherA2025en_US
dc.identifier.urihttp://hdl.handle.net/2263/100619
dc.language.isoenen_US
dc.publisherUniversity of Pretoria
dc.rights© 2023 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria.
dc.subjectUCTDen_US
dc.subjectSustainable Development Goals (SDGs)en_US
dc.subjectCanadian Insurance Lawen_US
dc.subjectSouth African Lawen_US
dc.subjectInsurance lawen_US
dc.subjectGroup Life Insuranceen_US
dc.subjectTreating customers fairly (TCF)en_US
dc.titleTreating customers fairly : Group Life Insurance in South African Lawen_US
dc.typeMini Dissertationen_US

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