Transparency in the South African banking sector : improved consumer protection

dc.contributor.advisorVan Heerden, C.M. (Corlia)
dc.contributor.emaildaddywatezwa@gmail.comen_US
dc.contributor.postgraduateWatezwa, Daddy Toko
dc.date.accessioned2025-02-19T14:43:13Z
dc.date.available2025-02-19T14:43:13Z
dc.date.created2025-04
dc.date.issued2024-10
dc.descriptionMini Dissertation (LLM (Banking Law))--University of Pretoria, 2024.en_US
dc.description.abstractBanks play an invaluable role in the development and growth of the South African financial system. The 2008 Global Financial Crisis (GFC) was a significant turning point in the global banking regulation system. The GFC which was caused by numerous factors, including inadequate banking transparency and disregard for financial consumer protection, led to the development of global banking regulatory trends in hopes of preventing the outbreak of future financial crisis. Post-GFC, the discourse of transparency as a tool to enhance financial consumer protection has gained traction in South Africa and across the world. The Bank for International Settlements and the Basel Committee on Banking Supervision are among the front runners of the global efforts for transforming banking regulations to become more robust and ensure the protection of financial consumers through transparency. This research aims to advance and contribute to the discourse of banking transparency in South Africa and interrogate the role that transparency plays in improving financial consumer protection in South Africa post-GFC. The study leads a discussion of South Africa’s banking regulation renaissance post-GFC and the implementation and adoption of various global standards to align South Africa’s approach to transparency in the banking sector and improved financial consumer protection with global best practice.en_US
dc.description.availabilityUnrestricteden_US
dc.description.degreeLLM (Banking Law)en_US
dc.description.departmentMercantile Lawen_US
dc.description.facultyFaculty of Lawsen_US
dc.description.sdgSDG-12: Responsible consumption and productionen_US
dc.identifier.citation*en_US
dc.identifier.doihttps://doi/Transparencyen_US
dc.identifier.otherA2025en_US
dc.identifier.urihttp://hdl.handle.net/2263/101067
dc.language.isoenen_US
dc.publisherUniversity of Pretoria
dc.rights© 2023 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria.
dc.subjectUCTDen_US
dc.subjectSustainable Development Goals (SDGs)en_US
dc.subjectBanking sector transparencyen_US
dc.subjectGlobal financial crisisen_US
dc.subjectTwin peaksen_US
dc.subjectFinancial institutionsen_US
dc.subjectFinancial consumer protectionen_US
dc.titleTransparency in the South African banking sector : improved consumer protectionen_US
dc.typeMini Dissertationen_US

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