Women, men, and money : a gendered analysis of financial resilience

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Journal Title

Journal ISSN

Volume Title

Publisher

Elsevier

Abstract

Leveraging data from the 2021–2022 Global Findex surveys encompassing 134 countries, we find evidence suggesting that women face greater difficulty mobilizing emergency funds within 7 and 30 days. This gender gap is more pronounced in emerging markets, bank-based financial systems, and civil law countries, highlighting the need for context-sensitive policy interventions to address institutional constraints and strengthen women’s financial resilience.

Description

DATA AVAILABILITY : Data will be made available upon reasonable request.

Keywords

Gender gap, Emergency funds, Legal origins, Emerging markets

Sustainable Development Goals

SDG-01: No poverty
SDG-05: Gender equality

Citation

Matemane, R., Machokoto, M., Lemma, T.T. et al. 2025, 'Women, men, and money : a gendered analysis of financial resilience', Economics Letters, vol. 253, art. 112352, pp. 1-5, doi : 10.1016/j.econlet.2025.112352.