Consumer debt relief in South Africa : lessons from America and England : and suggestions for the way forward

dc.contributor.authorRoestoff, Melanie
dc.contributor.authorCoetzee, Hermie
dc.date.accessioned2012-11-15T06:10:12Z
dc.date.available2012-12-31T00:20:04Z
dc.date.issued2012
dc.descriptionThis article is based on the paper delivered by the authors at a conference entitled ‘Consumer Finance Post-Apartheid: The South African Experience’ presented by the University of Connecticut School of Law, Hartford, Connecticut, USA, on 20 November 2009.en_US
dc.description.abstractIn Ex parte Ford and Two Similar Cases the Court, in response to the argument advanced on behalf of the applicants that they had a 'constitutional right' to the acceptance of the surrender of their estates, confirmed that the primary object of the South African Insolvency Act is to benefit creditors and not to grant debt relief to harassed debtors. The Court also pointed out that there is a consonance between the objects of the relevant provisions of the National Credit Act and the Insolvency Act, namely, 'not to deprive creditors of their claims but merely to regulate the manner and extent of their payment'.en_US
dc.description.urihttp://www.jutalaw.co.za/catalogue/itemdisplay.jsp?item_id=3602en_US
dc.identifier.citationRoestoff, M & Coetzee, H 2012, Consumer debt relief in South Africa : lessons from America and England : and suggestions for the way forward', SA Mercantile Law Journal / SA Tydskrif vir Handelsreg, vol. 24, pp. 53–76.en_US
dc.identifier.issn1015-0099
dc.identifier.urihttp://hdl.handle.net/2263/20395
dc.language.isoenen_US
dc.publisherJuta Lawen_US
dc.rights© 2012. All rights reserveden_US
dc.subjectConsumer debt reliefen_US
dc.subjectSouth Africaen_US
dc.titleConsumer debt relief in South Africa : lessons from America and England : and suggestions for the way forwarden_US
dc.typeArticleen_US

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