The effects of implementing increased capital requirements on domestic lending

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dc.contributor.advisor Rabinowitz, David
dc.contributor.postgraduate Seroka, Bushang
dc.date.accessioned 2014-07-15T09:32:49Z
dc.date.available 2014-07-15T09:32:49Z
dc.date.created 2014-04-30
dc.date.issued 2013 en_US
dc.description Dissertation (MBA)--University of Pretoria, 2013. en_US
dc.description.abstract The banking sector plays a pivotal role in the economy in which it operates. It is therefore imperative to institute international regulatory bodies and regulations which will ensure the protection of all stakeholders in the sector. The adoption and implementation of the Basel Accords and their revised versions has been encouraged at The World Bank level, but the opinions and studies regarding the impact of the tightened regulations on the banking sector generated varied reactions. The objective of this research was to establish whether the increased capital requirements regulations, as guided by The Basel Accords, had negatively impacted the bank domestic lending of the countries which implemented the regulations by 2012. This quantitative research involved comparison of the domestic lending rates as a percentage of GDP of the countries which implemented Basel II for the years before, and after the implementation. The study has revealed that, despite the concerns that the increased capital requirements regulations would increase the lending costs, the implementation of these regulations did not negatively affect domestic lending from the banking sector. This research document concludes by recommending a few process guidelines which the global banking regulators might consider during the implementation of Basel III. en_US
dc.description.availability Unrestricted en_US
dc.description.degree MBA
dc.description.department Gordon Institute of Business Science (GIBS) en
dc.description.librarian ccgibs2014 en_US
dc.identifier.citation Seroka, B 2013, The effects of implementing increased capital requirements on domestic lending, MBA Mini Dissertation, University of Pretoria, Pretoria, viewed yymmdd <http://hdl.handle.net/2263/40754> en_US
dc.identifier.uri http://hdl.handle.net/2263/40754
dc.language.iso en en_US
dc.publisher University of Pretoria en_ZA
dc.rights © 2014 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria. en_US
dc.subject UCTD
dc.subject Capital requirements en_US
dc.subject Macroprudential en_US
dc.subject Microprudential en_US
dc.subject Procyclicality en_US
dc.subject Systemically important banks en_US
dc.title The effects of implementing increased capital requirements on domestic lending en_US
dc.type Mini Dissertation en_US


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