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Browsing Research Articles (Actuarial Science) by Subject "Loan delinquency"

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Simulation-based optimisation of the timing of loan recovery across different portfolios

Botha, Arno; Beyers, Conrad F.J.; De Villiers, Pieter (Elsevier, 2021-09)

A novel procedure is presented for the objective comparison and evaluation of a bank’s decision rules in optimising the timing of loan recovery. This procedure is based on finding a delinquency threshold at which the ...

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