An incidental credit agreement is one of the credit transactions to which the
National Credit Act 34 of 2005 (“the Act”) applies. It is clear from the definition of “incidental credit agreement” that such a transac-
tion entails the provision of goods or services. It does not matter whether the
goods or services have already been delivered to the consumer or whether they
still have to be provided to the consumer over a period of time. The latter possibility presupposes an undertaking by the credit provider to supply goods or
services to the consumer over a period of time in the future. The impression is
therefore created that the credit provider may bill the consumer (an account was
tendered – my emphasis) for goods or services that have not yet been provided.
Tembe, Siya Siphamandla(University of Pretoria, 2017)
In this dissertation I discuss a selection of the amendments to the National Credit Act 34 of 2005 by the National Credit Amendment Act 19 of 2014. The purpose of this is to evaluate whether the amendments accord with the ...
Maghembe, N.J. (Ngwaru Jumanne)(Faculty of Law, North West University, 2011)
This case note aims to analyse the decision of the Supreme Court of Appeal in Naidoo v ABSA Bank 2010 4 SA 597 (SCA) and to spark some debate as to whether being under debt review in terms of the National Credit Act (NCA) ...
Brits, Reghard; Coetzee, Hermie; Van Heerden, C.M. (Corlia)(LexisNexis, 2017)
Die artikel handel oor verbruiker wat in verstek is se reg op herinstelling van sy of haar
kredietooreenkoms kragtens artikel 129(3) en (4) van die “National Credit Act”. Die swak
bewoording van die genoemde wetsbepalings ...