An incidental credit agreement is one of the credit transactions to which the
National Credit Act 34 of 2005 (“the Act”) applies. It is clear from the definition of “incidental credit agreement” that such a transac-
tion entails the provision of goods or services. It does not matter whether the
goods or services have already been delivered to the consumer or whether they
still have to be provided to the consumer over a period of time. The latter possibility presupposes an undertaking by the credit provider to supply goods or
services to the consumer over a period of time in the future. The impression is
therefore created that the credit provider may bill the consumer (an account was
tendered – my emphasis) for goods or services that have not yet been provided.
Zikalala, Mcebo Justice(University of Pretoria, 2016)
Internationally acclaimed institutions within the development field, such as the United Nations (UN) and the International Labour Organization (ILO), have taken a keen interest in the cooperative model as a mechanism that ...
Roestoff, Melanie(Pretoria University Law Press, 2016)
The decision of the Constitutional Court in Ferris v Firstrand Bank Ltd
(2014 3 SA 39 (CC); (Ferris)) deals with the right of a credit provider to
enforce a credit agreement in terms of the National Credit Act 24 of ...
Maghembe, N.J. (Ngwaru Jumanne)(Faculty of Law, North West University, 2011)
This case note aims to analyse the decision of the Supreme Court of Appeal in Naidoo v ABSA Bank 2010 4 SA 597 (SCA) and to spark some debate as to whether being under debt review in terms of the National Credit Act (NCA) ...